USAA offers great flexible payment options and customer service but is limited in its availability.GEICO has a strong industry standing and easy-to-use communication tools but has had some issues with customer service in the past.Read our comparison between these top two providers to make the best choice for your auto insurance needs.

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With the landscape of auto insurance changing constantly, it can be tough to decide what company is right for your needs ? especially if you?re choosing between two leading providers like GEICO vs. USAA. To make things a little easier, we?ve researched 32 of the best auto insurance companies in areas like customer satisfaction, cost, and coverage.

Now we?re comparing GEICO vs. USAA side by side. Find out how each car insurance company handles claims and protects its customers, as well as how the top providers perform in terms of affordability.
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Overview of Geico vs. USAA

 
GEICO
USAA

Overall Rating
87%
87%

Best For
Most drivers
Military and their families

Availability
50 states
50 states

Coverage
90%
80%

Cost
90%
80%

Customer Service
80%
95%

Military Discount
Yes
Yes

Usage-Based Discount
Yes
Yes

Better Business Bureau (BBB) Rating
A+
B+

AM Best Financial Strength Rating
A++
A++

Market Share
13.4%
5.9%

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