Michigan has the second-highest average car insurance rates, sitting at about $1,359 per year. The state?s minimum car insurance requirements include personal injury protection, property protection, and residual liability insurance.In efforts to lower car insurance rates, Michigan?s auto insurance laws underwent a no-fault reform in 2020.Michigan?s top-rated car insurance providers include State Farm, GEICO, Progressive, and Auto-Owners Insurance.

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When it comes to Michigan auto insurance, the state has many claims to fame. Michigan’s largest and most populated city, Detroit, goes by the nickname ?Motor City? and is home to the ?Big Three? automobile manufacturers: General Motors, Ford Motor Co., and Fiat Chrysler. 
Despite its auto-friendly reputation, Michigan consistently has some of the highest car insurance rates in the country. To find out the reasons behind its high rates and more about the different coverage options available, we?ve put together everything you need to know about Michigan auto insurance. Our team has also reviewed the best car insurance companies based on extensive research. 

We think you can get the best auto insurance in Michigan by shopping around. Start by collecting quotes from providers available in your area.

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